Our Services

BUSINESS & PERSONAL LOANS

The loans from banks and other financial institutions can be used for both personal and business purposes. They can be used to buy cars, pay college tuition, start a business, or renovate a home. They can also be used to make investments or to purchase assets, such as real estate.

FINANCE SOLUTIONS

We provide smart finance solutions tailored to each individual situation. Whatever your financial issue is, we work to provide out of the box thinking and solutions to fit all kinds of circumstances including personal requirements or business requirements. Years of experience dealing with hundreds of clients and our connections will help us to source the best finance solution for you.

We believe in partnering with our clients to find the most suitable finance options and take the stress out of the financial sourcing process for you along the way. We have the knowledge to offer advice for any type of loans and put you on right track to achieve your goals

Did you know that the average credit card holder in Australia has two or more cards? Many are stuck in the rut of paying high interest fees over the long-term because they are not able to settle the balance in full each month, and simply service the interest.

By taking out a debt consolidation loan you will gain control of your credit debt, and have a better picture of your financial situation and what you need to do to achieve your goals. You’ll be able to become debt free sooner. Our flexible personal loans also give you the option to pay a higher repayment amount to clear your debt quicker. Plus, having a single debt you’re in control of is a good way to improve your credit rating.

If you are struggling to deal with multiple payments and juggling several creditors, chat with our specialised team at Mel Finance about a debt consolidation loan. We will work with you to find the best solution for your circumstances. We’re here to help you create a realistic and manageable budget that is tailored to your needs.

DEBT CONSOLIDATION

If you’re tired of juggling debts, a debt consolidation loan will help you gain control of your finances again. Now you can simplify your debt repayments by making one easy automatic payment. Through the loan you secure the necessary funds will be allocated to your outstanding accounts. No more constant calls from administrators chasing money.

One single repayment and lower interest rates sound good to you? While a debt consolidation loan can take the anxiety out of dealing with multiple credit accounts, there’s an even bigger benefit. Taking out a debt consolidation loan will also mean you pay less in fees and interest, whether it’s credit cards, store cards or student cards you’re drowning under.

CASH FLOW LENDING

Do you know there is an option for loans based on the cash flow of their company. This means that businesses are able to borrow based on their monthly or quarterly cash flow, rather than relying on traditional credit score-based lending. This makes it a viable option for businesses with seasonal cash flow needs or businesses that have had difficulty in obtaining traditional loans.

FIRST HOME BUYERS

We help first-time buyers purchase a home with our comprehensive options to suit almost anyone. They are typically tailored to fit the needs of first-time buyers, such as a lower interest rate or more flexible repayment terms. Additionally, we offer a variety of loan products, including fixed-rate mortgages and adjustable-rate mortgages.

ASSET FINANCE

We offrer Asset Finance service , which allows customers to access funds to purchase assets such as cars, trucks, boats, and other vehicles. We provide customers with financing options that best suit their needs, such as fixed-rate or variable-rate loans, as well as the option to finance all or part of the loan amount.

Phone  : +61 3 8656 0200

Email : 
Office : GPO Box 2789, Melbourne VIC 3001

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